There are no credit checks or income requirements for these cards, but you must be a Canadian resident and the age of majority in your province/territory. Sure, you can earn interest in an investment, but as human beings,, Is the cost of groceries killing your budget? We recommend that you sign the back of the card where indicated and write down the card number and the customer service number in case the card is lost or stolen. You can spend and reload your KOHO card as often as you want and its accepted everywhere that Mastercard is accepted online, in-store, and abroad. Call the phone numbers below for general information regarding your Vanilla Prepaid Mastercard or Visa card. Spending and money management your way, every day, for your life. Check the fine print when you make a purchase since activation charges can be as high as 15% of the cards denomination. What if I told you that you can make money with your credit card? As we mentioned earlier, you will have to pay an activation fee when you buy a Vanilla prepaid card. Please enable JavaScript in your browser and reload the page. Visa: 1-844-864-6951. Five Prepaid Card Pro-Tips to Manage Your Finances According to Your Money Personality. Mastercard: 1-800-652-9174 How does the Vanilla Prepaid Visa or the Vanilla Prepaid Mastercard work? Check all your card balances and transactions with ease - no need to type in the card number every time . With OneVanilla, you can add money to your prepaid card and funds never expire. No, the funds on your Card do not expire. If you want to enjoy such perks then you must choose a reliable rewards credit card in Canada. You will be asked to provide your card details including the number embossed on the front of the card and your name. The main difference is that the Vanilla prepaid Visa can only be used on the Visa network, while the Vanilla prepaid Mastercard can only be used on the Mastercard network. + 5 Reasons to Buy a Life Insurance Policy if You Have Children, + 6 Things Every Parent Should Know About Life Insurance, + How to choose a life insurance policy in Canada, + How to Get Cheap Motorcycle Insurance Quotes, + The Ultimate Guide to Dirt Bike Insurance, + The Ultimate Guide to Motorcycle Insurance, + What Does It Take To Be Pre-Approved For A Mortgage In Canada, + How To Shop For A Mortgage In Canada, Like A Boss, Using Your RRSP To Buy A House: Everything You Need To Know About The Home Buyers Plan, First Time Homebuyers in Canada: Everything You Need to Know Before Making Your Lifes Biggest Purchase, + First Time Homebuyers in Canada: Everything You Need to Know. + How to Apply for a Business Credit Card (and Get Approved), + Best Credit Cards to Rebuild your Credit, + Everything you need to know about your credit score in Canada, + Tips to improve your credit rating in Canada, + What is a Credit Score? + Is Term Life Insurance Better Than Whole Life Insurance? Therefore, make sure to keep it safe. To help stem the speed of the current outbreak, we are changing operations to allow as many of our Customer Service team members to work remotely as possible. Compare the different prepaid credit cards. So holding onto your gift card for a period of time is a good idea. For Customer Service inquiries please contact the number on the back of your card. Find your card balance for a Giftcards.com Visa, Simply enter the card details where prompted and it will work. The ability to use your Card to pay at the pump will vary by merchant. No cash or ATM Access. Contact the issuer of your card immediately to report your lost or stolen card. KOHO is a full-service app and reloadable prepaid credit card with no hidden fees. 1. Since his arrival in Canada, hes built his credit score from nothing. Simply swipe it or enter the details online and the job will be done. That means the higher the value of a card, the more you will have to pay to activate it. Hardbacon 2023 Bacon Financial Technologies Inc. If your purchase is declined and you believe the card has sufficient funds, please contact the card issuer at the toll-free number listed on the back of the card. The Visa Reward Card can be used everywhere Visa debit cards are accepted. Check your balance at https://balance.mastercardgiftcard.com or call 1-833-623-4266. Select from over 15,000 designs for any occasion. ATTN: Customer Service If my Vanilla Prepaid Mastercard or Visa card is lost or stolen, how do I get a refund or a replacement card? It allows you to pay your bills, use it for automatic and recurring payments, and make purchases online or in-store wherever Mastercard is accepted. The balance on the replacement Card will be equal to the balance on your discontinued Card. Open a new chequing account with the BMO NewStart Program and get $400 welcome bonus, no account fees for a year and other freebies. Get a Visa Gift Card. Where can I get a Bank of America credit card cash advance? Your available balance is: {{balance | currency}} Check Another Balance Creating an account. We the jury find inflation guilty of money-murder in the first degree. You may want to hire a professional before making any decision. Open a new chequing account with the BMO NewStart Program and get $400 welcome bonus, no account fees for a year and other freebies. Although your gift card will not be accepted at locations outside of the United States, it's welcome at millions of locations within the U.S. where Visa Debit cards are accepted. + Why Subprime Mortgages are Popular in Canada, + CMHC and Mortgage Default Insurance: The Secret No One is Telling You. Card may be deactivated at any time if fraud is suspected. Both names are reliable and supported by millions of local and international merchants around the world. The storage or technical access is necessary for the purpose of legitimate interest to store preferences that are not requested by the subscriber or user. All other features and fees are the same. Prepaid Gift Card | Mastercard With Mastercard prepaid gift card, give the gift of choice. Personal information provided may be collected, used and disclosed in accordance with our. To activate a starter card. The following prepaid cards offer more flexibility, better features, and cash back rewards. If you have any trouble verifying the details of your card, a customer service representative can assist you further. How do I use my Vanilla Prepaid Mastercard or Visa card? Spending and money management - your way, every day, for your life. If your Card is lost or stolen, call Customer Service 24/7 at 1 (877) 322-4710 to cancel your Card as soon as you can. Now lets dive into the pros, cons, fees, and more. That way, you will not lose out on your money. Creating an account allows you to access a number of web-based features. If funds still remain on your Card after the valid thru date, please call (877) 322-4710 to have a replacement Card with an updated valid thru date issued and mailed to you at no cost. The Giftcards.com Visa eGift Card can be redeemed online or in stores everywhere contactless Visa debit cards are accepted in the U.S. No cash or ATM access. In the absence of a subpoena, voluntary compliance by your Internet service provider, or additional records from a third party, the information stored or retrieved for this sole purpose generally cannot be used to identify you. Passionate about personal finance and financial technology, Arthur Dubois is a writer and SEO specialist at Hardbacon. You can unsubscribe at any time. The MyVanilla App provides you FAST, SECURE and EASY access to your MyVanilla Visa Prepaid Card so you can manage your account how, when, and where you want. Get up-to-date information on weekly flyer features, Rollback & clearance items, exclusive products, and offers. The Mastercard Gift Card is the ideal gift to give a friend or a loved one. At that point, you will be taken to a portal that will display your balance. However, since the card has pre-loaded funds, there is a chance that the card itself will expire before you get a chance to use the entire balance. Can I use a PIN for debit transactions with my Card. In fact, its a good idea to have a backup credit card in case your Vanilla prepaid card is not accepted or there isnt enough money on it to cover your entire purchase. Here are some of the main features of Vanilla Prepaid Visa and Mastercard: You will never lose your money even if the card expires. Please enter your card information below to register your card. Both the Vanilla Prepaid Mastercard and Vanilla Visa Prepaid Card are issued by Peoples Trust Company, under license from Mastercard and Visa, respectively. Even if theres no balance left, youll want to hold onto your Visa Gift card. Add Multiple Cards. *Card registration required. Because it is a prepaid card, there is no credit check or income requirements to get this card. The KOHO Prepaid Mastercard is a complimentary payment card you receive when you open a deposit account with KOHO. Please enter your card information below to personalize your PIN. Or you can check your balance by visiting the card issuer's site and entering your card's 16-digit number and security code. You can check your MyVanilla card balance through the mobile app on Android and iOS. Open a Savings Plus Account to get your free EQ Bank Card. In fact, EQ Bank will reimburse you for any network fees charged by the ATM provider. These cards can be redeemed at millions of locations where Mastercard and Visa are accepted, including at retail stores and online. To purchase an item that costs more than the balance on your Vanilla Prepaid Mastercard or Visa card, you can typically use the card in combination with a second payment method such as cash or credit/debit for the difference. The card may not be used at any merchant, including Internet and mail or telephone order merchants, outside of the U.S. or the District of Columbia. Checking your Vanilla Visa balance online, Checking your Vanilla Visa balance by telephone, Transferring your Vanilla Visa balance to a new card, How to Live Without a Credit Card in Canada. You must advise the merchant how much is available on your Card. Technically speaking, this card is free to use. Also, you will always have the option to use another payment method with your card if your card doesnt have enough balance to cover the entire cost of your purchase. The EQ Bank card is a reloadable prepaid Mastercard that can be used wherever Mastercard is accepted online, in-store, and abroad. He pays for his subscriptions online with his KOHO prepaid card, and uses his Tangerine credit card for most of his in-store purchases. You will always have the option to get a new card and transfer funds to it. Read more about Five Prepaid Card Pro-Tips to Manage Your Finances According to Your Money Personality. The Visa Virtual Gift Card can be redeemed at every internet, mail order, and telephone merchant everywhere Visa debit cards are accepted in the US. + Fixed vs Variable Rate Mortgages in Canada: What Are the Differences? We also suggest that you write down the Card number and Customer Service number from the back of the Card on a separate piece of paper in case the Card is lost or stolen. Use your Vanilla Visa Gift Card worldwide, anywhere Visa cards are accepted. The customer service representatives should be able to send you a new card that will be pre-loaded with any leftover funds. You can also earn up to 15% cash back for every first purchase you make at a Neo partner retailer. Passionate about personal finance and financial technology, Arthur Dubois is a writer and SEO specialist at Hardbacon. STACK, KOHO, and EQ prepaid cards can be used to withdraw money from certain ATMs, but they may be subject to ATM network fees. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Trademarks shown are property of their respective owners and used with permission. Hire the best financial advisor for your needs. Please refer to your issuing financial institution for more details. Youll just want to make sure your gift card is already activated. Unfortunately, this is one of the defining drawbacks of this card. When he buys bitcoins, its with the BitBuy online platform. You should keep this in mind when picking a card. Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125 AFSL 244310 is the Issuer of the Vanilla Visa Prepaid Gift Card pursuant to a license from Visa Worldwide Pte Ltd. Still, there are some benefits to using a Vanilla prepaid card. A Visa Gift card cant be reloaded with additional funds. If you're a last-minute shopper, Vanilla Prepaid Mastercard or Visa cards, available from either Mastercard or Visa, are a great gift solution. Vanilla Prepaid Visa and Mastercard features. Customer service cannot provide a replacement card if you do not have your card number. Give a Vanilla Prepaid Mastercard or Visa card to someone who's travelling overseas to pay for souvenirs, dinners out or other travel expenses. Get a personal loan up to $15,000 without ever leaving your home. Compare Canadian Cryptocurrency Exchanges. Accepted all over. Vanilla Prepaid Mastercard & Visa cards. Unfortunately, the card isnt as widely accepted as a traditional credit card and some retailers will deny it. There is no minimum income or credit score required to get it, and its accepted everywhere Mastercard is accepted. Well let you know what were up to, and you can tell us how were doing. Registering your card is always a good idea. Give the gift of a Vanilla Prepaid Mastercard or Visa.